Terms & Conditions for RFNB.NET

Effective Date: 15th of September 2025
Last Updated: 15th of September 2025

These Terms & Conditions (“Terms”) govern your use of RFNB.NET (“the Service”), operated by [Your Company Name] (“we,” “our,” or “us”). By using our website (https://rfnb.net) or any of our services, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

1. Definitions

• “Broker” – a registered user of RFNB.NET providing commercial finance services.

• “Client” – an individual or business invited by a Broker to submit applications or documents.

• “User” – anyone accessing or using the Service.

• “Service” – the RFNB.NET application, website, and related features.

2. Eligibility

To use the Service, you must:

• Be at least 18 years old.

• Have authority to act on behalf of your business.

• Agree to these Terms and our Privacy Policy.

3. Use of the Service

• You are responsible for maintaining the confidentiality of your login details.

• You must ensure that all information you and your clients provide is accurate and lawful.

• You agree not to misuse the Service, including (but not limited to):

  • Uploading unlawful, harmful, or misleading content.

  • Attempting to hack, disrupt, or overload the system.

  • Sharing client data without consent.

4. Subscription & Payment

• RFNB.NET is offered on a subscription basis. Pricing and payment terms are available on our website.

• Subscriptions automatically renew unless cancelled.

• You may cancel at any time; however, fees are non-refundable unless required by law.

5. Free Trial

• New users may receive a free trial period (as advertised).

• After the trial, continued use requires a paid subscription.

• We reserve the right to withdraw or amend trial offers at any time.

6. Data & Privacy

• By using the Service, you agree to our Privacy Policy.

• Brokers are responsible for ensuring their clients’ data is collected and shared lawfully.

• We do not access or share client data with lenders or third parties without your consent.

7. Intellectual Property

• All content, software, and branding of RFNB.NET remain our property.

• You are granted a non-exclusive, limited licence to use the Service for your business.

• You may not copy, modify, distribute, or reverse-engineer any part of the Service.

8. Availability & Maintenance

• We aim to provide uninterrupted access but cannot guarantee 100% uptime.

• We may temporarily suspend access for maintenance, updates, or security improvements.

9. Limitation of Liability

• The Service is provided “as is” without warranties of any kind.

• We are not liable for losses arising from:

  • Inaccurate information submitted by you or your clients.

  • Service interruptions or technical issues.

  • Any indirect, incidental, or consequential damages.

• Our total liability will not exceed the amount paid by you in the past 12 months.

10. Indemnity

You agree to indemnify and hold harmless RFNB.NET from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

11. Termination

We may suspend or terminate your access if you:

• Breach these Terms.

• Use the Service unlawfully or in a way that harms others.

You may terminate your account at any time by contacting support@rfnb.net.

12. Governing Law

These Terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the English courts.

13. Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with the “Last Updated” date. Continued use of the Service after changes means you accept the updated Terms.

14. Contact Us

If you have questions about these Terms, please contact:

RFNB.NET
Email: support@rfnb.net
Website: https://rfnb.net